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Other realtors are NOT like us! Find out why we are the #1 real estate team in Lane County, Oregon. Call us: (541) 984-2526.

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We update this website with our newest real estate listings first. It can be quite some time before homes appear in the MLS.
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Randal and Cindy Whipple are two of The Top Selling Real Estate Experts™
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As soon as we list a home for sale, we will email you. You'll know about new real estate listings first.
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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Eugene, Springfield and Lane County real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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School Reports in Eugene, Springfield and Lane County, Oregon
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Real Estate Tips
Pricing >Sellers Beware

Here is a scenario for sellers to avoid. You contact a real estate agent to list your home and the agent suggests that you might get more for your house than comparable homes on the market. The agent assures you that it only takes finding one person who is willing to pay your price!

Some agents approach a listing appointment as if they are bidding for your home. The unfortunate result is that you start out with an unrealistic opinion of your home's value. There is often a strong temptation to work with a person who says what you want to hear. An experienced, reputable real estate agent will back up their opinion of your home's value with hard data. The agent should give you information about the listing price of homes that are currently on the market, and recent selling prices of similar properties in your immediate area.

Even the most heroic marketing efforts won't work on a property that is obviously overpriced, (except in the most exaggerated of seller's markets.) Even if you find a buyer who is willing to pay more than your home is worth, the sale could fall apart when the appraisal comes in lower than the agreed-upon price. Listen to everything, but be careful!

See All Tips In The "Pricing" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Where can you find the world's largest residential palace?

A 
The Istana Nurul Iman, palace of the Sultan of Brunei, includes 2,152,782 square feet, 1,788 rooms, 257 bathrooms and a 110-car garage.
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Randal and Cindy Whipple, REALTOR®, real estate agent and broker for Eugene, Springfield and Lane County Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Randal and Cindy Whipple Team
Prudential Real Estate Professionals

497 Oakway Road, Suite 400
Eugene, OR 97401
Office: (541) 984-2526
Fax: (541) 984-2585
RandalandCindyWhipple@NUMBER1EXPERT.com

The Randal & Cindy Whipple Team is Eugene's #1 Realty Team with more than $38 million in annual sales. They rank in the top 1% of Prudential agents nationwide. Randal is a former stock broker and local CBS television news anchor. Cindy offers more than 20 years of real estate sales and management experience. Their team of real estate professionals is ready to work for you!

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